For today's homebuyers, the weight of the monthly mortgage bill is the lightest it's been in decades. (Money Magazine)

 

 

Put 20% down on a median-priced ($154,000) existing home, and your payment will come to $616 a month, only 12.1% of the median U. S. family income.

 

In 98 of the top 100 metro areas, it's now cheaper to buy than rent.

 

"If you have good credit," says IHS Global Insight economist Patrick Newport, "this is the best time in 40 years to buy."

 

Want to trade up? You may think the buyer of your current home is getting a deal, but you might get an even better one on your next place.

 

 

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